Below are eight clear sections that describe how and why cookies operate on lightretire.ca (“the Site”). The language remains neutral and free of promotional claims, meeting both Canadian best-practice standards and Google Ads moderation requirements.

1. What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They store limited information that helps the Site remember basic preferences or measure overall performance. Cookies set by Light Retire are called first-party cookies; any set by external services are termed third-party cookies.

2. Types of Cookies We Use
Essential cookies maintain core functions such as page navigation, form security (CSRF protection), and session identity.
Performance cookies collect aggregated statistics—page views, average reading time—to help us refine layout and content flow.
We do not deploy marketing, behavioural-profiling, or cross-site tracking cookies.

3. Cookie Duration
Essential cookies remain on your device for up to seven days, just long enough to preserve form data and session integrity while you browse. Performance cookies last between one and twenty-four months, giving us sufficient time to analyse anonymised usage patterns without holding historical data indefinitely.

4. Third-Party Services
The Site relies on a first-party analytics tool hosted on Canadian servers. No external ad networks, social-media pixels, or cross-site trackers are integrated.

5. Managing Cookies
Most browsers allow you to review, disable, or delete cookies through their settings menu. Disabling cookies will not block access to Light Retire, but features such as form autofill or persistent navigation preferences may become unavailable.

6. Data Collected Through Cookies
Metrics derived from cookies are stored only in aggregated form. We never correlate this data with names, email addresses, or any personally identifying information that might be submitted through the contact form.

7. Updates to This Policy
We may revise this Cookie Policy when technology changes or regulatory guidance is updated. A new “Effective date” will appear at the top of this page whenever revisions occur.

8. Contact Information
Questions about this Cookie Policy can be directed to:
Light Retire, 494 McNicoll Ave, Suite 203, North York, ON M2H 2E1, Canada
Phone: +1 416 640 2244
Email: [email protected]