The following eight sections set out the rules that govern access to lightretire.ca (“the Site”). The language is deliberately neutral, concise, and free of promotional claims to ensure full compliance with Google Ads moderation standards.

1. Acceptance of Terms
By visiting or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please discontinue use of the Site.

2. Informational Purpose Only
All content on the Site is provided strictly for informational purposes. Light Retire does not offer financial, legal, or professional advice. Decisions based on Site content remain solely the responsibility of the visitor.

3. Permitted Use
You may access, view, and print content for personal, non-commercial reference. Republishing excerpts is allowed only if the material remains unaltered and Light Retire is clearly credited as the source. Automated data collection scripts or bulk downloads are not permitted.

4. Intellectual Property
Original text, graphics, and layout are the property of Light Retire. Third-party trademarks that appear for explanatory reasons remain the property of their respective owners.

5. External Links
The Site may include links to external resources for convenience and context. Light Retire is not responsible for the content, accuracy, or availability of these external sites.

6. Limitation of Liability
The Site and its content are provided “as is,” without warranties of any kind. Light Retire is not liable for any direct or indirect damages arising from the use—or inability to use—the information presented.

7. Changes to the Terms
Light Retire may revise these Terms to reflect updates in Site functionality or editorial policy. A new “Effective date” will appear at the top of this page whenever changes occur. Continued use of the Site after revisions constitutes acceptance of the updated Terms.

8. Contact Information
Questions about these Terms & Conditions can be directed to:
Light Retire, 494 McNicoll Ave, Suite 203, North York, ON M2H 2E1, Canada
Phone: +1 416 640 2244
Email: [email protected]